We are a mutual benefit company where only members can transact business. The company has the approval from Govt. of India, Ministry of Corporate Affairs. Activities of our company are closely monitored and controlled by the Department of Company Affairs (Govt. of India). Like all financial institutions, we comply with all necessary operating guidelines such as, Capital Adequacy, Statutory Liquidity Ratio and Asset Classification and Income Recognition. We offer attractive interest rates for all types of deposits. We can lend only against a security of gold, against our fixed deposits, LIC policies, government securities / bonds and property mortgage loans.